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The Future?

Well, what can I say about the future?  Not sure.  One thing is for sure, my husband is still here!  (although I quite like a tidy house when he is away!!)  Last October we moved to a new base 200 miles away in the East Midlands area.  He was then due to go to Afghanistan in the November.  However, the bosses in their wisdom, decided he should go on yet another course which will not finish until May.  After that, who knows what will happen, because we certainly dont.  It is still possible he could get a crash posting overseas but it is highly unlikely (fingers crossed) as he is pursuing a commission.

Since our IVA was concluded his pay has gone up a level and in April will hopefully get the annual cost of living increase.  At the moment, it is an extra £50 per month.  Before the IVA in the days of free spending we would not necessarily have noticed this increase, but it has certainly made a difference now!  I am now starting to put it aside for Christmas (I have never ever thought about Christmas this early on in the year). 

I still find it amazing that money can have such an effect on us when we go shopping.  Like most people in an IVA comment, you watch people at the tills handing over their credit cards and I find myself thinking what kind of life they are leading.  Is it a life lived in hiding from statements each month, keeping that dreaded secret from loved ones, or a life juggling one payment after another or is it simply irresponsible spending.  Gosh I sound like my grandparents!  But its true, having money troubles and living that life in fear of the postman delivering statements and demand letters does make you think like that.

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