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Had a few minutes spare so thought I would ramble for a bit!  Husband on a one day course today preparing for his 3 day assessment to see if he is suitable for life with a commission!  Found out yesterday that while he is going through the initial7 months officer training, we are technically not entitled to married quarters!  Bit of a shock to say the least!  Then to top it all off, the rent is more expensive in officers quarters (and not necessarily better standards!)  This on top of his officers mess fees and of course all the dining in nights and associated costs which are also compulsory. 

I still cant get over the fact that we are now IVA free.  If we werent, then my husband wouldnt have been able to go for his commission because we couldnt have afforded the life that it comes with!

I see that most if not all 100% and definitely all 125% mortgages have been withdrawn.  We were possibly looking into buying sometime towards the end of the year/beginning of next but the way things are, we are going to wait until things hopefully settle down.  I couldnt but help think of those people who are in that unfortunate position of having a mortgage, especially if their fixed rate is due to expire.  Its a very worrying time.

This site is brilliant not just for debt/money advice but also personal!  I posted a while back for advice on a new career path and scaredkez helped out.  Well, following her advice, I have now decided to withdraw from that technology course (just received confirmation that I have a conditional place).  I am a little stuck because of my location and the fact that there is absolutely no universities close enough offering the right courses.  However, once hubby has finished his officer training (notice I said when and not if - positive thinking) we will have to move again and it should be in the direction of Lincoln/Sheffield sort of way so theres an option for me there.  Timescales are against me on this one but I will succeed……………….. somehow!!

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